FHIR Cross-Version Extensions package for FHIR R4 from FHIR R5 - Version 0.0.1-snapshot-2. See the Directory of published versions
| Page standards status: Informative | Maturity Level: 0 |
<ValueSet xmlns="http://hl7.org/fhir">
<id value="R5-v3-LifeInsurancePolicy-for-R4"/>
<text>
<status value="generated"/>
<div xmlns="http://www.w3.org/1999/xhtml"><p class="res-header-id"><b>Generated Narrative: ValueSet R5-v3-LifeInsurancePolicy-for-R4</b></p><a name="R5-v3-LifeInsurancePolicy-for-R4"> </a><a name="hcR5-v3-LifeInsurancePolicy-for-R4"> </a><p>This value set expansion contains 4 concepts.</p><table class="codes"><tr><td style="white-space:nowrap"><b>Code</b></td><td><b>System</b></td><td><b>Display</b></td><td><b>Definition</b></td></tr><tr><td style="white-space:nowrap"><a name="R5-v3-LifeInsurancePolicy-for-R4-http://terminology.hl7.org/CodeSystem/v3-ActCode-LIFE"> </a> <a href="http://terminology.hl7.org/6.5.0/CodeSystem-v3-ActCode.html#v3-ActCode-LIFE">LIFE</a></td><td>http://terminology.hl7.org/CodeSystem/v3-ActCode</td><td>life insurance policy</td><td><div><p><strong>Definition:</strong> A policy under which the insurer agrees to pay a sum of money upon the occurrence of the covered partys death. In return, the policyholder agrees to pay a stipulated amount called a premium at regular intervals. Life insurance indemnifies the beneficiary for the loss of the insurable interest that a beneficiary has in the life of a covered party. For persons related by blood, a substantial interest established through love and affection, and for all other persons, a lawful and substantial economic interest in having the life of the insured continue. An insurable interest is required when purchasing life insurance on another person. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims resulting from suicide or relating to war, riot and civil commotion.</p>
<p>*Discussion:*A life insurance policy may be used by the covered party as a source of health care coverage in the case of a viatical settlement, which is the sale of a life insurance policy by the policy owner, before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Generally, viatical settlements involve insured individuals with a life expectancy of less than two years. In countries without state-subsidized healthcare and high healthcare costs (e.g. United States), this is a practical way to pay extremely high health insurance premiums that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years).</p>
</div></td></tr><tr><td style="white-space:nowrap"><a name="R5-v3-LifeInsurancePolicy-for-R4-http://terminology.hl7.org/CodeSystem/v3-ActCode-ANNU"> </a> <a href="http://terminology.hl7.org/6.5.0/CodeSystem-v3-ActCode.html#v3-ActCode-ANNU">ANNU</a></td><td>http://terminology.hl7.org/CodeSystem/v3-ActCode</td><td>annuity policy</td><td><div><p><strong>Definition:</strong> A policy that, after an initial premium or premiums, pays out a sum at pre-determined intervals.</p>
<p>For example, a policy holder may pay $10,000, and in return receive $150 each month until he dies; or $1,000 for each of 14 years or death benefits if he dies before the full term of the annuity has elapsed.</p>
</div></td></tr><tr><td style="white-space:nowrap"><a name="R5-v3-LifeInsurancePolicy-for-R4-http://terminology.hl7.org/CodeSystem/v3-ActCode-TLIFE"> </a> <a href="http://terminology.hl7.org/6.5.0/CodeSystem-v3-ActCode.html#v3-ActCode-TLIFE">TLIFE</a></td><td>http://terminology.hl7.org/CodeSystem/v3-ActCode</td><td>term life insurance policy</td><td><div><p><strong>Definition:</strong> Life insurance under which the benefit is payable only if the insured dies during a specified period. If an insured dies during that period, the beneficiary receives the death payments. If the insured survives, the policy ends and the beneficiary receives nothing.</p>
</div></td></tr><tr><td style="white-space:nowrap"><a name="R5-v3-LifeInsurancePolicy-for-R4-http://terminology.hl7.org/CodeSystem/v3-ActCode-ULIFE"> </a> <a href="http://terminology.hl7.org/6.5.0/CodeSystem-v3-ActCode.html#v3-ActCode-ULIFE">ULIFE</a></td><td>http://terminology.hl7.org/CodeSystem/v3-ActCode</td><td>universal life insurance policy</td><td><div><p><strong>Definition:</strong> Life insurance under which the benefit is payable upon the insuredaTMs death or diagnosis of a terminal illness. If an insured dies during that period, the beneficiary receives the death payments. If the insured survives, the policy ends and the beneficiary receives nothing</p>
</div></td></tr></table></div>
</text>
<extension
url="http://hl7.org/fhir/StructureDefinition/structuredefinition-wg">
<valueCode value="fhir"/>
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<extension url="http://hl7.org/fhir/StructureDefinition/package-source">
<extension url="packageId">
<valueId value="hl7.fhir.uv.xver-r5.r4"/>
</extension>
<extension url="version">
<valueString value="0.0.1-snapshot-2"/>
</extension>
</extension>
<extension
url="http://hl7.org/fhir/StructureDefinition/structuredefinition-fmm">
<valueInteger value="0">
<extension
url="http://hl7.org/fhir/StructureDefinition/structuredefinition-conformance-derivedFrom">
<valueCanonical
value="http://hl7.org/fhir/5.0/ImplementationGuide/hl7.fhir.uv.xver-r5.r4"/>
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<extension
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<valueCode value="informative">
<extension
url="http://hl7.org/fhir/StructureDefinition/structuredefinition-conformance-derivedFrom">
<valueCanonical
value="http://hl7.org/fhir/5.0/ImplementationGuide/hl7.fhir.uv.xver-r5.r4"/>
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<url
value="http://hl7.org/fhir/5.0/ValueSet/R5-v3-LifeInsurancePolicy-for-R4"/>
<version value="0.0.1-snapshot-2"/>
<name value="R5_v3_LifeInsurancePolicy_for_R4"/>
<title
value="Cross-version VS for R5.LifeInsurancePolicy for use in FHIR R4"/>
<status value="active"/>
<experimental value="false"/>
<date value="2025-09-01T22:37:05.194886+10:00"/>
<publisher value="FHIR Infrastructure"/>
<contact>
<name value="FHIR Infrastructure"/>
<telecom>
<system value="url"/>
<value value="http://www.hl7.org/Special/committees/fiwg"/>
</telecom>
</contact>
<description
value="This cross-version ValueSet represents concepts from http://terminology.hl7.org/ValueSet/v3-LifeInsurancePolicy|2.0.0 for use in FHIR R4. Concepts not present here have direct `equivalent` mappings crossing all versions from R5 to R4."/>
<jurisdiction>
<coding>
<system value="http://unstats.un.org/unsd/methods/m49/m49.htm"/>
<code value="001"/>
<display value="World"/>
</coding>
</jurisdiction>
<compose>
<include>
<system value="http://terminology.hl7.org/CodeSystem/v3-ActCode"/>
<version value="8.0.0"/>
<concept>
<code value="LIFE"/>
<display value="life insurance policy"/>
</concept>
<concept>
<code value="ANNU"/>
<display value="annuity policy"/>
</concept>
<concept>
<code value="TLIFE"/>
<display value="term life insurance policy"/>
</concept>
<concept>
<code value="ULIFE"/>
<display value="universal life insurance policy"/>
</concept>
</include>
</compose>
<expansion>
<timestamp value="2025-09-01T22:37:05.194883+10:00"/>
<contains>
<system value="http://terminology.hl7.org/CodeSystem/v3-ActCode"/>
<version value="8.0.0"/>
<code value="LIFE"/>
<display value="life insurance policy"/>
</contains>
<contains>
<system value="http://terminology.hl7.org/CodeSystem/v3-ActCode"/>
<version value="8.0.0"/>
<code value="ANNU"/>
<display value="annuity policy"/>
</contains>
<contains>
<system value="http://terminology.hl7.org/CodeSystem/v3-ActCode"/>
<version value="8.0.0"/>
<code value="TLIFE"/>
<display value="term life insurance policy"/>
</contains>
<contains>
<system value="http://terminology.hl7.org/CodeSystem/v3-ActCode"/>
<version value="8.0.0"/>
<code value="ULIFE"/>
<display value="universal life insurance policy"/>
</contains>
</expansion>
</ValueSet>